Today's Gold Prices in Miami
Gold is at historic highs in 2026. The prices below are calculated directly from the live spot market and updated every hour. Use them as a starting point — your actual offer will depend on weight and purity verification at the counter.
Want to know the best place to sell gold in Miami and how buyers are different from each other? We break that down in a separate guide.
Spot Price vs. What You'll Actually Receive
The spot price is the raw commodity price traded on global markets. It is notwhat a buyer pays you — it's the ceiling. Between the spot price and the cash in your hand, two things happen: the buyer accounts for refining costs and their margin. Here's what the math looks like for 14K gold:
A reputable specialist buyer will offer 75–92% of that melt value.
A pawn shop typically offers 40–60%. The difference on a $400 piece can be $130–200.
At Iron Eagle Reserve, we show you the scale reading and calculate the offer in front of you. No black box, no guesswork.
How to Calculate Your Gold's Value in 3 Steps
Before you walk in anywhere, do a rough calculation at home. It takes two minutes and means you'll walk in knowing the number.
Gold Value by Karat — Quick Reference
The karat determines how much actual gold is in your piece. Higher karat = more gold = higher melt value per gram. Spot prices in the table update with the live data above.
| Karat | Purity | Hallmarks | Common Jewelry | Typical Offer Range |
|---|---|---|---|---|
| 24K | 99.9% | 999, 9999 | Coins, bars, bullion | 85–92% of melt |
| 18K | 75.0% | 750, 18K | Fine jewelry, Italian gold | 80–90% of melt |
| 14K | 58.5% | 585, 14K | US jewelry, chains, rings | 75–87% of melt |
| 10K | 41.7% | 417, 10K | US fashion jewelry | 72–82% of melt |
| 9K | 37.5% | 375 | European jewelry | 70–80% of melt |
Specialist vs. Pawn Shop — Real Dollar Difference
The type of buyer you choose has a direct impact on how much cash you walk out with. Here's what the same piece of gold yields at different buyer types, using a realistic example.
Iron Eagle Reserve is a specialist buyer. We buy in volume, refine in-house, and pass the savings back to you in the form of a stronger offer.
What Affects Your Offer Beyond the Spot Price
Spot price and karat are the two biggest factors — but not the only ones. Here's what else influences the number you'll see.
Free appraisal. No obligation. Cash same visit.